Thursday, July 17, 2008
What is Your Financial Score?
Hey there friends. I just checked out my financial IQ and I must say that I am pleasantly surprised by my B score. Especially during these hard times, with the economy in turmoil, we all need to take a look at our finances to see where we stand. Many of us are carefully watching our finances and are debating whether or not we need to reorganize our finances. From what I've seen on the test, I need to plan out my future now, even though I'm in my mid 20's. Am I saving enough for retirement? Am I contributing enough to my 401K plan? Is my family covered in case of an emergency? These are questions that we need to think about early in our lives to assure that we have a comfortable retirement. For those of us that need a little help to get back on track, www.bills.com also provides financial services using dedicated professionals as your guide to relieve some of the pressures of financial strain. They offer help in:
Debt consolidation : Cant's keep track of all those bills? Forgetting a few here and there causing you to be decked with late fees? This service will help you tackle all of those monthly headaches. The service will help you consolidate the bills so that you pay one amount a month instead of several amounts scattered throughout the month. This is perfect for those of us that lose track of bills.
Debt relief : Bit off more than you can chew? Maybe you need to refinance some of those high interest credit cards and lower those monthly payment. This would reduce your overall monthly bill saving you a couple of bucks a month in interest. You should also check out the credit counseling to assure that you understand the do's and don'ts of credit assure that you will not be in this jam again.
Debt help : Maybe you just don't know what's going on. Too many terms, too many options, too many bills. Period. Debt help will help you learn the terminology and help you establish a game plan to tackle that debt.
If you are one of the millions of Americans that need financial help, do yourselves a favor and check out the above links. The number one mistake that people make when trying to tackle the financial issues is not doing enough research. There are options out there that can help.